Thinking of settling with an insurance agency?

Thinking of settling with an insurance agency?

According to government statistics, there are an average of 136,913 emergency department visits, 12,093 hospitalizations and 1,098 deaths in New York alone due to motor vehicle traffic-related injuries. The Bureau of Labor Statistics reported approximately 2.9 million nonfatal workplace injuries and illnesses in 2015. The truth is accidents happen.

The fact lawyers cannot approach victims of work injuries, automobile accidents, motorcycle accidents, defective products, medical mistakes or “slip and fall” accidents does not mean lawyers are not needed.

In fact, one could argue they are so very much needed and always have been — hence why the term “ambulance chaser” was coined. Essentially, every time one of these incidents happens it is because someone was negligent and there is a good chance the victim is entitled to a sum of money to help with medical bills and pain and suffering.

There are many benefits of having a personal injury lawyer on your side. A large number of personal injury lawyers work on a contingency basis — meaning they will fight for you to win the case and will not accept payment unless they win. The cost difference between settling with an insurance agency versus finding an experienced lawyer to defend you can significantly change both the amount of compensation you will receive as well as the medical care you deserve. For example, an insurance company will aim to settle a case as quickly as possible to alleviate problems without court and lawyer fees which may lead to a settlement amount unfavorable to the victim. A personal injury lawyer’s goal is to deduct how and why an incident occurred and to advise their clients how to approach the case.

Personal injury is a subject which is often overlooked, yet can be can be one of the most detrimental events in one’s life. Injuries influence your family and social life, mentality and physical ability to do what you want to do. They also can cripple your earning power, financial status and possibly lead to fatal outcomes. Both long-term injuries — injuries that last at least a year — and permanent injuries can have terrible consequences that are often difficult to prove in court. Injury lawyers must often consult with each medical professional in order to confirm these treatments, which is a time-consuming process. These lawyers are experienced in finding any information necessary to win the case and will hire a private investigator if needed, whether it be medical records or other related files. Without these files, the insurance company may be able to dispute the liability in court, which may lead to the victim losing the entire case.

Without a personal injury lawyer, you may not be gaining the legal and financial support you need. If you are in need of an experienced personal injury lawyer, visit us online here or call us at 518.745.4346 to schedule a free consultation.


NYS Department of Health
Bureau of Labor Statistics

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